"My credit score and credit history was restored as a result of your credit repair service. Thanks for you fast and professional service!"
--Susan Morgan
"BBB Accreditation Status
This company has been a BBB Accredited business since March 2003. This means it supports the BBB's services to the public and meets our BBB Accreditation standards."
Based on BBB files, this company has a satisfactory record BBB Definition:
A satisfactory record BBB Definition:
satisfactory record - A business identified in our report as satisfactory has, based on BBB files, been in business for at least one year, and has voluntarily provided the BBB with all information requested about the business and its product or service. If any complaints have been received about the business, their number has not been considered by the BBB to be extreme, given the nature of the company's business and the volume of business transacted. Complaints are also generally typical of what might be expected for this type of business. A business stated to be satisfactory has not been the subject of any recent law enforcement actions concerning its dealings with the public. If the business has been contacted by the BBB about its advertising or selling claims, it has modified or substantiated its practices to the BBB's satisfaction. In addition, the BBB has a clear understanding of the company's business, and the business is not in an industry which has raised significant marketplace concerns.
The majority of complaints to the BBB allege that the company charged for services after the customer stopped (cancelled) the service. Consumers should be aware that the company does not bill prior to service, therefore a bill (charge) may be received after cancellation for services that were rendered.
Nature of Business
"According to Lexington Law Firm the company provides credit repair along with other attorney services. Only 60% of their work is credit repair, other services are listed on their Web site.
Clients may enroll in the company's credit repair service by signing up on-line or by telephone. Client's sign a retainer agreement and pay a one-time set-up fee and a recurring monthly fee. The service may be cancelled at any time.
The company challenges negative items on the client's credit reports which the client believes to be inaccurate, misleading or unverifiable. The client orders their credit reports initially and then forwards new reports to Lexington Law Firm approximately every 90 days. In turn, Lexington Law Firm creates and signs dispute letters on the client's behalf which are sent to the credit reporting agencies to communicate the client's dispute."
